Why would you pay the same car insurance premiums as for instance your neighbor, who is driving way more then you do? According to Hollard insurances, this is not fair. Therefore, the insurance company has come up with a 'pay as you go' system, based on your monthly mileage.

'Pay As You Drive' car insurance basically works like a cell phone contract, where you pay a monthly fee up front. For this you get free units or kilometers. When these run out, you start paying extra.

The Hollard 'Pay As You Drive' premium is split in two parts: a fixed monthly premium which insures you against accidents and theft, and a variable monthly premium. The latter is based on the number of kilometers you drive every month and only kicks in when you exceed a monthly distance of 417 kilometers.

What makes Hollard's Pay As You Drive structure unique is that you, the consumer, will not be charged for monthly distances that exceed 3 200km. In other words: the premium is capped. In addition, Pay As You Drive does not load your premium for business use.